Checkout this cool video How "VeriSign Identity Protection Keeps George Happy and Safe Online"
Even though One Time Password (OTP) technology is nothing new. VeriSign has come up with an innovative idea of sharing OTPs among different services.
I would like to see this technology built into mobile SIMs in future, so OTPs can be generated using mobile....
Some Tech Stuff below....
http://www.verisign.com/authentication/consumer-authentication/identity-protection/index.html
http://en.wikipedia.org/wiki/Security_token
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